January 29, 2021


Leena Sanap


Managing your finances and expenses on a day-to-day basis is extremely important. It is not something that you procrastinate and wait till you have a particular amount. Well, the millennial generation is quite smart in that context. They agree with their elders about this one thing that is making savings and smart investments.

Expense tracking is one method that will most certainly help anyone who is struggling to manage personal finance and saving money. There is a great number of investments going on in creating on-demand mobile apps. The one niche that is definitely garnering a lot of attention among them is mobile wallet app development.

Rightfully so, an expense tracker app is extremely helpful to micromanage your financial planning throughout the day. The inbuilt functionalities with spending categories give you a great insight into your spending and help you optimize it.

Benefits of an Expense Tracker App:

There are an array of functionalities that an efficient expense manager app can accomplish for you. Enlisted here are a few of them:

  • Track Spending
  • Monitor Income
  • Money Management
  • Budgeting
  • Track your investments
  • Maintain a credit score

You will find a pool of expense tracker apps and budget planner apps online but it is only a few that will work the best for you. So, in order to save you the effort, we enlist the top 7 expense tracker apps that you can look forward to using in the upcoming month and year. Hopefully one of these apps will fulfill your long-term goal of well-managed finances.

List of the Best Expense Tracker Apps:


The incredible thing about this expense tracker app is that it has integrated a trendy technology like artificial intelligence into it. There is a great amount of focus on your spending habit. It is almost like having a personal finance assistant who guides you and gives feedback based on your financial behavior. It has a feature for tracking shared expenses. The only drawback is that it has no live bank links. But, that might not be the requirement for many so the app works great.

A user can set a daily target, log your income, expenses, and set reminders for bills in the calendar, etc. You can receive notifications for the same. It is available for free for both iOS and Android users and one can unlock a few added features with a premium subscription.

The app pays a lot of attention to user security as it can be password protected. Also, there is no pop-up of annoying ads. One can keep a log of images of receipts, etc.


This is an automated business app, n other words a perfect budget app for small businesses. An important perk is that the app is cloud-based and in real-time. It is capable of remembering information and generates reports that are in compliance with your business policies.

In fact, it is so efficient that it can help you by delivering money to your employees’ bank accounts directly based on reports. Bu far, its ultimate feature is the “Smart Scan”. If you are looking for a robust budget planner app, then this is your app.

YNAB (You Need A Budget)

Just as the name of the app tells you, the only way to conscious spending is the budgeting method. Anyone can go reckless as we all know the amount of temptation around us to shop online. So, this app will be your best friend in the form of a budget planner app. It works on the zero-based budgeting system.

YNAB allows you to import account details from a linked bank account which assists in the holistic management of your personal capital. The app has a provision for daily guides and workshops that educate you about better management of your finances. It offers a free trial of 34 days post which you must pay $84/year. Another credible thing about the app is that it is free for use for students for a year


Zoho is an expense tracker app that is most suited for small to medium-sized businesses (SMB). It has many UK-specific features. This is helpful for the automatic calculation of VAT and mileage expenses at HMRC rates. It can phenomenally convert receipts into records and store them on the cloud. It is helpful for businesses to limit their employees’ expenditure facilitated by companies.

It is compatible with Zoho Books + CRM, QuickBooks, Slack, Office 365, G Suite, etc. It has three categories of pricing depending on the minimum number of users it allows:

Free- 3

Professional -10

Enterprise - 100


Spendee is an extremely attractive and well-interfaced expense tracker app. It has some great budgeting tracking tools and helps the user to categorize expenses. It has a budget creation tool for all its users and for premium members, it facilitates synching of bank accounts, cross-device sync, shareable savings management, etc.

Spendee is especially helpful for people dealing with multiple currencies and it can help in keeping a track of your money all over the world at a time without having to switch. It has functions to set reminders and alerts. It has three user memberships to offer: Basic (free), Plus, and Premium.

In Conclusion:

Thus if you want to make the most of your net worth and not splurge with your credit card, download one of these expense tracker apps today! And, for business owners and stakeholders, there is no better time than now to invest in a good mobile wallet app development services providing company as there is a great boom for such apps online. With your unique idea to helping users make successful savings, you can definitely own the on-demand mobile apps space.

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