Last Updated: May 8, 2024


Mrunali Gaikwad


The stock market has undergone a digital revolution. From endless telephone calls to buying and managing stocks with a broker involved in between, things have moved to mobile apps that let you do it yourself at all levels. This shift in behavior presents a lucrative opportunity for business owners.

The fintech sector is booming, with the global stock trading app market projected to reach a staggering $16.3 billion by 2023. So, if you’ve been thinking of investing in a stock trading mobile app development it’s quite the right time to penetrate the industry and secure your place.  

This blog will equip you with the knowledge you need to develop a best stock trading app, ensuring you capture your share of this exciting market.

How Does a Stock Trading App Work? 

In simple words,  a stock trading app is a platform that allows users to purchase and sell stocks. The users can make long-term and short-term investments while tracking the market on their smartphones in real time. Brokers can secure stock exchanges on these platforms and make money from trades. Trading is generally of two types: 

  • Traditional stock trading where you buy a company’s shares 
  • Crypto trading with Ripple, Bitcoin, Litecoin, etc. 

Always remember that running a stock trading app will require you to get the necessary licenses and permissions as per the clause of respective countries. 

Monetizing Your Stock Trading App  

First things first. Your execution strategy should be decided well in advance before actually executing the app idea. It’s very important to have a clear plan about how you will make money from your app since it’s the sole objective of building one. There are several options for your business model and monetization. 

Your stock trading mobile app is supposed to facilitate easy selling and buying of stocks and managing investment portfolios. Therefore, the ‘commission will be the main source of revenue for you. It involves charging interest on deposits, stock transactions, and user transactions. 

Further, you can also implement the freemium approach. In this case, all users will be able to access the basic functionalities and features of the app. However, there will be a few special services that are only accessible to users with a premium membership. Additionally, you can also opt for other revenue sources like in-app advertisements, paid admissions, etc. 

Stock Trading App Idea

Key Features to Integrate Into Your Stock Trading Mobile App 

When setting the foundation for a successful stock trading app, its features have a major role to play. Thus deciding the best features is one of the most crucial steps in the process to build a stock trading app. Based on the users’ journey through the app and their expectations from it, list down all features your app should have and then finalize the ones you must keep. 

To help you, here’s a list of the most essential features a stock trading app should have: 

Stock Trading App Key Features


The first thing you want is to know your customers and remember them to offer the most appropriate services. Therefore, a login/sign-up is a must to collect their necessary details and offer them the opportunity to secure their activities on the app. Make sure the registration form is simple and doesn’t take all of the users’ time. Since this involves a person’s financial information, data security should be taken special care of. Do not forget to implement a suitable authorization process like phone codes, ID check, social media integration, etc. Clearly explain the “Terms and Conditions” to avoid further inconveniences.  


While many don’t understand, it’s important to explain the app’s orientation to the users. Telling them how the app works right in the beginning will avoid any confusions and frustration from the users later.  

Personal Profile 

Most of the details for the personal profile would be available from the registration form itself. However, to get to know your users a little better, the personal profile page is important. It consists of language preferences, residential details, financial preferences and more. 


Dashboard plays an important role in managing the users’ portfolio and activities. It contains all information about current balance and stocks owned by the trader and available options. The dashboard consists of a lot of numbers, charts, sections, and data that gets constantly updated online. Make sure to work closely with the UX designer and integrate an intuitive, easy-to-use page.  

Trading Functionalities  

This section of the app should consist of real-time market updates, growth overview, company profiles, and other elements that help the users make appropriate decisions. 

Analytic Reports 

This feature lets the users track their own performance with market statistics and analytics. Your app can also send auto-generated reports once in a day or week according to users’ preference to keep them engaged and updated. 

Payment Options  

Payment options are crucial to sell and buy stocks. However, make sure these payment gateways are secure to keep financial and personal details intact. 

There are some additional features that you can implement in your app to make it even more engaging: 

  • Search engine optimization 
  • News Feed for stock trends and posts 
  • Sorting and filters for easy search 
  • Push notifications for quick updates 
Build Stock Trading App CTA

There are several legal considerations to keep in mind when developing and launching a stock trading app. Here are some of the key ones:

  • Compliance with securities laws: Stock trading apps must comply with all relevant securities laws and regulations, including those related to securities registration, disclosure, and reporting. Depending on the jurisdiction, these laws may include the Securities Act of 1933, the Securities Exchange Act of 1934, and state securities laws.
  • Know Your Customer (KYC) and Anti-Money Laundering (AML) requirements: Your free stock trades app must comply with KYC and AML requirements, which may include verifying the identity of users and monitoring transactions for potential money laundering or other illegal activity.
  • Privacy laws: Your app should follow privacy laws, including the General Data Protection Regulation (GDPR) and the California Consumer Privacy Act (CCPA), which require companies to obtain user consent for collecting and using personal information, and to provide users with access to their data.
  • Terms of Service and user agreements: Stock trading apps should have clear and enforceable terms of service and user agreements that outline the terms and conditions of use, including fees, limitations of liability, and dispute resolution procedures.
  • Payment processing: A stock trading app must comply with applicable laws and regulations related to payment processing, including those related to fraud prevention and consumer protection.
  • Intellectual property: Stock trading apps must respect the intellectual property rights of others, including patents, trademarks, and copyrights, and take steps to prevent infringement.
  • Security: You must take appropriate steps to protect user data and prevent unauthorized access, including implementing strong passwords, encryption, and other security measures.

It is important to consult with legal experts and compliance professionals to ensure that your stock trading app complies with all relevant laws and regulations. 

Stock Trading Mobile App Development Process 

Once the crucial aspects of the app are decided, it’s time to execute the idea with the help of a reliable mobile app development company. It’s pretty much the same process that needs to be followed for developing any mobile app. But for your information, here’s a brief: 

Stock Trading App Development Process

Step 1. In-Depth Market Analysis 

Market research is the first thing you need to do even when working on the app idea. Understand your product and the audience to make sure that the app idea is extremely competitive. Identify your competitors and understand their strengths and weaknesses while comparing them to yours to come up with better strategies. It would be great to seek expert guidance for the same.  

Step 2. Finalize the App’s Features 

Think of the most important and unique features that your stock trading app should have. You need to offer all the basic functionalities to the users while also making your business stand out from others. Payment APIs and dashboards should never be missed.  

Step 3. Design Your App 

Design is a crucial element of your stock trading app and it’s important to make sure that the respective designers don’t mess at their job. Get a solid UI/UX according to the users’ perception for best results. 

Step 4. Coding and Testing 

Further comes the actual development of the app that involves coding according to the tech stack you choose. Many companies these days choose to build a stock market web app with Node and JavaScript. However, you can choose the tech stack according to your preferences and market conditions. Once the coding for your app is complete, it’s time for testing. 

We have discussed the benefits of developing an MVP several times in many of our blogs. Developing an MVP first can save up a lot of cost and hassle. Before launching the MVP or your actual app make sure it’s free of bugs and errors. None of your users want them.  

Also Read: 7 Reasons to Choose React Native for Fintech App Development  

Step 5. Make Improvements As Per Users’ Feedback 

Even after the launch of your app the development process isn’t over. One of the most common mistakes stakeholders make is overlooking the need for improvement and updates. Based on the users’ reaction and feedback, make suitable improvements within your app and keep updating it from time to time. Thai is crucial to attain a competitive edge in the market and ensure that the users are satisfied. 

Earlier in one of our blogs we have explained the mobile app development process in detail. In case you wish to understand this better, Read below blog.

Build a Stock Trading App With Narola Infotech 

As a mobile app development company New York, we understand that building an app in the prevailing competitive market takes extra effort and expertise. Narola Infotech is a team of 350+ IT experts with over 18 years of experience in developing robust software solutions for international clients. We are known for offering 100% client satisfaction and have served more than 1500 clients across 50+ countries. 

Pretty much everything you were seeking, right? Trust our team for your projects and yield the best results for your business. Drop your details in the contact form below and we’ll reach out to you within 24 hours!

Frequently Asked Questions (FAQ)

See the answers to some of our most commonly asked questions below.

Estimating the cost of stock trading apps is just like it is for other apps. It’s difficult to predict the total cost without knowing specific requirements. However, some of the major factors influencing the overall cost include:

  • Development approach: functionalities, features, third-party APIs, and other crucial development tools.
  • Design and User Interface: The look and feel of the overall app and its various sections.
  • Team composition: Domain experts and programming experts.
  • Testing, Launch, and Post-development Maintenance: Launching an error-free, bug-free app and measures for maintaining its flawless performance.

To know the actual cost of your project, tell us your requirements and get a quote.

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